Chester Arthur Phillips
Bank Credit: A Study of the Principles and Factors Underlying Advances Made by Banks to Borrowers by Chester Arthur Phillips (1921) is a book on our Investing shelf. A systematic study of how banks create and ration credit. It suits readers interested in investing, and it is legally free from Internet Archive (library-digitised scan). Licence: Public domain in the USA (pre-1931 library scan).
Download free from Internet Archive (library-digitised scan)A systematic study of how banks create and ration credit. Phillips breaks down the balance-sheet mechanics of advances, the role of reserves and deposits, and the factors that decide whether a borrower gets a loan — still a clear window into commercial banking before deposit insurance and modern capital rules.
The licence listed for this title is: Public domain in the USA (pre-1931 library scan). It is published free of charge by Internet Archive (library-digitised scan), and TopFreeBooks links only to that official source; we do not host the file.
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